I was originally told by my insurance agent that plumbing related issues were not covered under my policy. I called United Claims Specialists from an ad in a local magazine and had their adjuster Corey come out for a free consultation. He reviewed my policy and determined that the damage was absolutely covered under my policy. They ended up getting the insurance company to pay for all of the tile flooring in my house, a new kitchen, and the vast majority of the plumbing bill (which was around 25k). I am so happy I didn't listen to my agent (who is no longer my agent) and called United Claims Specialists for a 2nd opinion. I Will definitely be referring you to everyone I know.